
Financing with Our Dealership
We realize that for many customers, finance is the most stressful part of the car buying process. Bayside Toyota, we know your time is valuable and we guarantee a SIMPLE paperwork process. We also provide our customers with the information and tools you need to enjoy a hassle free finance experience.
We Make it Easy!

We offer some of the lowest interest rates available on new and used cars in the MD area. Below is a list of the few of the banks that we use:
- ALLY
- WELLS FARGO
- CAPITAL ONE
- GATEWAY
- CREDIT UNIONS
- BB&T
- SUNTRUST
- NMAC

Should You Lease Your New Bayside Toyota Vehicle?
Leasing is a great choice for shoppers who like to drive a new vehicle and want to keep their payments low. Once your lease term is up, you can trade up for a newer model, buy it outright, or simply return it and walk away when the lease it over.
Benefits of Financing
Customers who intend to hold onto their vehicle for a while should consider a loan. Our flexible financing plans can get you into a new or used vehicle with terms that will reduce your overall costs while you build equity in your vehicle.


Flexible Credit Options
Bayside Toyota can help you get into the new or used vehicle you deserve. With monthly specials, factory offers, and competitive rates, we go the extra mile to give you the options that work for your lifestyle.
Frequently Asked Questions
This important choice comes down to your monthly budget and how you expect to use your vehicle. Leasing typically comes with a lower monthly payment than a traditional loan, but there are restrictions on mileage and customization. On the other hand, a loan may be associated with a higher payment but you will be building equity and will spend less over the life of the vehicle.
We will work with you to craft the deal that works for your budget. Most loan terms will fall between 48-72 months, with longer financing terms resulting in lower payments.
Weāve worked with countless customers with all kinds of credit to help them discover their financing options.
In most cases, we can offer financing with no down payment. We can also roll taxes, registration, and fees into the financing deal if that works best for you.

Ready to begin?
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Bayside Toyota
105 Auto Drive
Prince Frederick, MD 20678
- Sales: (410) 535 1500
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